Affichage des articles dont le libellé est Everybody Knows That the Dice Are Loaded. Afficher tous les articles
Affichage des articles dont le libellé est Everybody Knows That the Dice Are Loaded. Afficher tous les articles

mercredi 10 novembre 2010

The return of debtor's prisons

Welcome to the GOP's Dickensian America, where missed credit card payments can get you thrown in jail:

It's not a crime to owe money, and debtors' prisons were abolished in the United States in the 19th century. But people are routinely being thrown in jail for failing to pay debts. In Minnesota, which has some of the most creditor-friendly laws in the country, the use of arrest warrants against debtors has jumped 60 percent over the past four years, with 845 cases in 2009, a Star Tribune analysis of state court data has found.

Not every warrant results in an arrest, but in Minnesota many debtors spend up to 48 hours in cells with criminals. Consumer attorneys say such arrests are increasing in many states, including Arkansas, Arizona and Washington, driven by a bad economy, high consumer debt and a growing industry that buys bad debts and employs every means available to collect.

Whether a debtor is locked up depends largely on where the person lives, because enforcement is inconsistent from state to state, and even county to county.

In Illinois and southwest Indiana, some judges jail debtors for missing court-ordered debt payments. In extreme cases, people stay in jail until they raise a minimum payment. In January, a judge sentenced a Kenney, Ill., man "to indefinite incarceration" until he came up with $300 toward a lumber yard debt.

[snip]

In Minnesota, judges have issued arrest warrants for people who owe as little as $85 -- less than half the cost of housing an inmate overnight. Debtors targeted for arrest owed a median of $3,512 in 2009, up from $2,201 five years ago.

Those jailed for debts may be the least able to pay.

"It's just one more blow for people who are already struggling," said Beverly Yang, a Land of Lincoln Legal Assistance Foundation staff attorney who has represented three Illinois debtors arrested in the past two months. "They don't like being in court. They don't have cars. And if they had money to pay these collectors, they would."

The laws allowing for the arrest of someone for an unpaid debt are not new.

What is new is the rise of well-funded, aggressive and centralized collection firms, in many cases run by attorneys, that buy up unpaid debt and use the courts to collect.

And as soon as the legal system gets involved, it's all over.

It's hard to believe that this is about collecting a debt, for a destitute person cannot do much to earn a living to pay off a debt while in jail. And as the middle class is further and further eviscerated by the GOP with the help of spineless Democrats, you're going to see this country get more Dickensian by the day.

This is why the GOP's success in convincing voters with a perilous toehold in the middle class that they are the ones on the side of "ordinary Americans" is so dangerous. These voters are collaborators with the very same people whose agenda is to push them down into the ranks of the poor and take away even the little bit of power they once had.

mardi 2 février 2010

Mission Accomplished.

After all, isn't this the very goal the Bush Administration had in mind when it spent like drunken sailors for eight years?
By President Obama’s own optimistic projections, American deficits will not return to what are widely considered sustainable levels over the next 10 years. In fact, in 2019 and 2020 — years after Mr. Obama has left the political scene, even if he serves two terms — they start rising again sharply, to more than 5 percent of gross domestic product. His budget draws a picture of a nation that like many American homeowners simply cannot get above water.

For Mr. Obama and his successors, the effect of those projections is clear: Unless miraculous growth, or miraculous political compromises, creates some unforeseen change over the next decade, there is virtually no room for new domestic initiatives for Mr. Obama or his successors. Beyond that lies the possibility that the United States could begin to suffer the same disease that has afflicted Japan over the past decade. As debt grew more rapidly than income, that country’s influence around the world eroded.

There's just one problem to this conservative paradise: It takes the entire country down with it to the point that even the wealthy can no longer raise their foam fingers and chant "We're Number One!":
Or, as Mr. Obama’s chief economic adviser, Lawrence H. Summers, used to ask before he entered government a year ago, “How long can the world’s biggest borrower remain the world’s biggest power?”

But even the author of this article has forgotten that George Bush was ever president or that the deficit was over a trillion dollars on January 20, 2009:
He is right. In the early years of the Clinton administration, government projections indicated huge deficits — over the “sustainable” level of 3 percent — by 2000. But by then, Mr. Clinton was running a modest surplus of about $200 billion, a point Mr. Obama made Monday as he tried anew to remind the country that the moment was squandered when “the previous administration and previous Congresses created an expensive new drug program, passed massive tax cuts for the wealthy, and funded two wars without paying for any of it.”

But with this budget, Mr. Obama now owns this deficit.


So let's just forget about that other guy. After all, facts are stupid things.